Secure Your Family’s Health Today
We’re excited to guide you through your health care journey with individual family plans. Whether you’re looking for an HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), or simply want to discuss what options are available, we’re ready to help. Your family’s health is important to us, which is why we work with professionalism and urgency to make sure all needs are met in a timely manner. We have established relationships with several health insurance companies to ensure our clients are receiving the best plan for their family. We are proud to provide large-agency benefits with the feel of a small agency.
Health insurance can be complex and confusing, whether you’re new to this world or not. Before selecting a plan, you’ll need to review your family’s health care needs and finances, and account for future health indemnities, such as family planning and crucial procedures.
We offer individual family plans, which is a type of health insurance that individuals can purchase for themselves and their families. These plans are available to both individuals and families, and are purchased during the annual open enrollment period (OEP). Open enrollment typically takes place in the month of November and extends into mid-December. However, there is a special enrollment period (SEP) for those who have lost insurance through work, changed addresses, or experienced major life events like marriage, divorce, family death, or birth. Otherwise, individuals will have to wait until the following year’s open enrollment period to sign up.
What makes individual health insurance attractive to many is that it’s more stable than health insurance secured through work. For those in unsteady work situations, health insurance is not always given. With this option, individuals can also choose the specific network and level of coverage, unlike employee plans where the employer typically makes those choices. Depending on your family’s specific needs, you can choose plans with more or less coverage.
Want to learn more about individual family plans? Contact us today.