Business Auto Insurance
Business auto insurance, also known as commercial auto insurance, offers liability and damage protection for company vehicles such as cars, trucks, and vans. Business vehicles require their own policy, as they are more prone to damage and risk than personal vehicles. What’s the reason for this? Business vehicles may be more difficult to operate and often carry large, heavy goods that are more likely to cause damage during transit. In the event one of your employees gets in an accident, you don’t want to get stuck paying the associated out-of-pocket expenses. This is where commercial auto insurance comes into play.
When you insure your company vehicles, you’ll be covered for physical damage, medical payments, liability, and more. If your employee gets in an accident and is at fault, you won’t have to worry about exorbitant damage costs – with commercial auto insurance, accidents are covered. Medical costs are covered for both your employee and anyone involved in the accident too. Even vehicles that are used for company errands or transporting clients are covered under business auto insurance. No matter how big or small your vehicle may be, the benefits of commercial auto insurance are endless.
We recommend commercial auto insurance to any business owner that owns, rents, or leases vehicles used by staff, even if they aren’t used on a daily basis. After all, vehicles are expensive to replace and repair. Protect your company and the vehicles you own with commercial auto insurance.